QUOTE(Mike_B @ Feb 21 2008, 02:16 PM)

The warranty on my GS430 has just expired - and I've stuck my £865 in the bank. If it goes wrong then it'll probably cover most of it anyway, and if it doesn't I've not wasted my money.
Fair point - I had that opinon last year when I couldn't decide whether to renew it - I took a gamble and went for security as I run my own business, so having to pay out if something goes wrong could be nasty. Before I renewed the warranty this year I've had suspension bushes at the front replaced, and a set of new Alloys as the wheels started to corrode all paid for by the warranty. That's on a 2003 430 sport. Perhaps I'm unlucky but add in the labour and the parts and I would have ended up spending a hell of a lot more than the warranty cost.
At the end of the day like all non required insurances, it's up to the individual to decide if it's worth it.