Cashback Websites

[kam05]

Ok, like many in LOC land I too like to get little discount on any online purchases we make. I have started to use www.topcashback.co.uk to make my online purchases. Basically, if you buy anything through this website, the retailer will give a percentage of the sale to www.topcashback.co.uk, who then in turn pass on the percentage back to you, minus a small proportion to cover their costs etc.

For example, my car insurance is due in the end of Feb, and I will be renewing my car insurance with Esure, who will pay £45 cashback if you buy a policy from them via www.topcashback.co.uk.

Cashback websites are handy since 2008 is expected to be bad, with all the credit crunch and Northern Rock stuff kicking off.

[Rikos]

So if you buy your insurance through this company they will send £45 to this website who will send this onto you minus a %. Would it not just be better to find a cheaper insurance quote.

Do you get the money back in cash or online vouchers?

[kam05]

I will find a cheaper quote, and if the insurers are listed on the cashback website, then any extra discount I get is a bonus.

This website pays you via BACS to your debit account, they can stick a cheque in the post to you or they can send any cashback to your Paypal account.

[Steve ( West Mids )]

There is also one called Quidco, I don't use it myself but I have heard that on some things you can actually get more back than you pay ( i.e. you make a profit and get the goods ).

Anybody use this, it comes highly recommended .....

[kam05]

Yes, Quidco is another good cashback website. For example, I have got myself a new credit card with Goldfish, via Quidco and I will get £41 in cashback for opening a CC account with Goldfish!

Will probably close the Goldfish CC once the cashback has been paid.

BTW- Quidco have a £5 annual fee for using their website, the fee is taken from any cashback you earn. If you earn no cashback in a year, then there is no fee to pay.

[Rikos]

May have to have a look into this then!

[evoelf]

Along with quidco i use the website Hot UK Deals.

They list hot deals, vouchers, discount codes etc....

[sorted vti]

ive never heard of this before.

i can see the way the people make the money but it all seems too good to be true. lol

[sparkzilla]

Ive used both topcashback and quidco. i get a few hundred pounds a year as cashback, so i thought id share an easy way to make a couple of hundred.

1) renew your car insurance via the site: £60

2) every year sign up to Sky as a new customer or apply in partners name: £120

3) Any eBay purchases you get 35% of ebays profits back

4) sign upto blockbuster and Lovefilm trails: £22.50

5) House insurance: £35

6) get health insurance and cheaper gym membership: £85

So you can easily make 300-400 a year for doing nothing. Sign up, you cant loose.