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Renewal Pain

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My policy expired tomorrow.  This morning someone runs into the back of me (i am stationery behind another stationery vehicle)

my premium renewal price, even though I explain i will not be claiming on my own policy but that of the responsible party, goes up from £518 to £602.

what a joy! obviously i will look to claim that back, but it just feeds my theory of it all being a massive con...

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