Acquiring Finance - ideas

[superatticman]

Possibly going to be buying a 2012 GS250 from a dealer shortly. Price around 13k. Car does not qualify for PCP so just looking at finance options. Obviously there's the Lexus HP scheme. But was looking more at ways to wheel and deal myself an interest free method. Can possibly come up with an 8 grand lump of money inc trade in. Leaves around 5k to stump up for. 

Immediately thinking....interest free credit card??? Onus on me to obviously pay this off within the 12-24 month period. 

 

 

[olliesgrandad]

Try personal loan with your bank. Car belongs to you. You would need to borrow more, but just repay the excess straight away sub 4% is about right if your credit score is okay. 

[The-Acre]

When I bought my Volvo a few years ago I was around 4k short after trade in and putting my own money in, so I used a credit card with 24 months interest free, worked a treat.