Insurance Query

[Ruskie]

Hypothetically if i were to get a EVO VI where would i stand if it were insured under my g/f name (31, full no claims) with myself as a named driver (22, 4 years no claims) would it be considerably cheaper? We also live together.

[aido]

Probably would be cheaper but would you be keeping your own insurance on something as otherwise you might not extend your no claims?

[Ruskie]

No would take a year out, then maybe go back. Told you it's hypothetical

Put your guess for the quote down for the highest and the nearest will win a prize!!!!

[aido]

I got a quote for 5500 for a Punto when I was your age mate so I'll say £9000! There will be some silly quotes as it's just another way for them to say they don't want to insure you!

Would be a nice car though, much quicker than what you've got now, I've never felt the ride quality though in one of these but I'm guessing it's a boneshaker?

[Gord]

£1875 full comp

[ColinBarber]

They would probably ask if the named driver has access to another car on a regular basis (2 or 3 times a week +). If not then they may load up the premium as the named driver could be using the car all the time as their own.

[Ruskie]

I would be insuring my girlfriends car with her as a named driver, (1.6 mx5) but are you saying this would not work colin?

£1875 i hope so, costs me £1400 on the lex now!!!

[ColinBarber]

If you insure a car as the main driver and you add a named driver who has access to their own car then they assume you will be using the car most of the time and the named driver only now and again.

But are they ever going to know?

[maneesh]

Try Elephant. For some reason, they seem to be dirt cheap for most people I know in London this year. I personally saved £1,500 on my LS400 by renewing with Elephant. My premium is now £750 with 2 additional named drivers!

[Ruskie]

So far i have only managed to get one quote!!!!

£2950 with £1000 excess but that is on my own policy.

[Ruskie]

Over £10,000 adrian flux!!!

[maneesh]

I got quoted £8,200 last year for a Maserati Quattroporte..

[aido]

:o

10k!!!

Would be cheaper to get taxi's everywhere!!!

[Ruskie]

£1875 full comp

£1721 with bell direct. Very impressed, watch this space...