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Insurance prices Reviews


Steve
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GS300 Mk1 Sport

30,000 business miles

7 yrs NCB

0 points but SP50 in 2000

Bike claim in Jan 2000 - black ice

Bike claim Sept 2003 - other party admited liability

Myself (35) and wife (35) to drive

Parked on driveway

Direct Line

£640

Bummer was they had quoted £520 but had me down for a staff discount at first :unsure:

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  • 2 weeks later...

When I took my insurance out I did a quote online with Esure. I then called Directline, the AA & a few others. Everyone I called where about £50 to £200 dearer than Esure AND directline said nobody can touch Esure. So go here http://www.esure.com/ and see what kind of a quote you get (you must have 4 or more years no-claims).

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You do need a certain amount of NCD with esure as they only insure 'safe' drivers. Their quotes are normally just lower than Directline - basically because they are the same company and give a slightly bigger discount.

Colin, don't think you're right about them being the same company - esure is Bank of Scotland subsidiary, and direct line is Royal Bank of Scotland sub.

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I had esure reject me for a house insurance quote ( although I have been with them for a few years with the car ) saying you are in an area liable to flooding. River Severn is about 4 miles away ... so if my house floods there will be a disaster in Worcestershire ......... I am told them that ..... "well our computer" ... so went elsewhere.

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When I took my insurance out I did a quote online with Esure.  I then called Directline, the AA & a few others.  Everyone I called where about £50 to £200 dearer than Esure AND directline said nobody can touch Esure.  So go here http://www.esure.com/ and see what kind of a quote you get (you must have 4 or more years no-claims).

was with esure,really cheap,230 quid fully comp,but guess what they dont take exterior styling kits on,so off i went some where else :crybaby:

i could have sorted it easy by taking my bumper off but thats what makes the lex nice,i`m with lexus now,you can mod as much as you want but you must tell them though,dont hide anything lads even zausts cause your car wont be insured believe me :)

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Besty,

Are you with Lexus Insurance or the Lexus Owners Club insurance?

i`m wid lexus colin,they were 370,LOC was 550

There was talk about Lexus insurance not allowing mods. Glad this is not true. I will try them when my renewal comes up.

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Besty,

Are you with Lexus Insurance or the Lexus Owners Club insurance?

i`m wid lexus colin,they were 370,LOC was 550

There was talk about Lexus insurance not allowing mods. Glad this is not true. I will try them when my renewal comes up.

they said i could have any mod as long as i tell them,good i think,nice polite service on the phone too :) they said if i put a new zaust on it would put the premium up from between 5 and 25 percent,they said put it on ,give them a ring and they will sort it,they refer it to the technical side but will allow it :)

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I'm with Bell Direct. They are part of the Admiral group but cheaper, good on-line prices here.

I'm paying £626 for a 12 month policy with 3 years NCD, aged 26 for me and the girlfriend, both clean licences.

I've been impressed with the service so far, hoping not to find out any more!

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Policy up in new year...be first policy for my is200 Sport 99

Quote from elephant.co.uk

25 years old

10 month policy

2 NCB (touching wood now :ph34r: )

£250 voluntary excess & 50 compulsory

1 fault claim in last 3 years

£661

Got my renewal in from Admiral and pleasantly surprised with £640.32. I did not expect them to beat elephant(their internet-only company).

Tried Bell after reading Stevebish's post and they quoted me £645.

So I think I'll stay with Admiral....good customer service too.

Note: All quotes in this reply are for 10 month bonus policy with my girlfriend(IAM certified) as 2nd driver.

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i just ran my renewall quote thru tesco online, as i'm already with them, and this is what came back:

22 years old (23 3 days after new policy)

3 yrs NCB

Lexus IS200s

aftermarket rear spoiler

10000 miles pa

car kept in garage overnight (cough cough)

£200 voluntary excess

£100 compulsary excess

1 conviction (4 1/2 years ago, 3 points for speeding)

£653.10

didn't think that was too bad really, but i intend to shop about!

can someone PM me the contact details of Lexus insurance and the Lexus Owners Club insurance please?

cheers!

Stu

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i just ran my renewall quote thru tesco online, as i'm already with them, and this is what came back:

22 years old (23 3 days after new policy)

3 yrs NCB

Lexus IS200s

aftermarket rear spoiler

10000 miles pa

car kept in garage overnight (cough cough)

£200 voluntary excess

£100 compulsary excess

1 conviction (4 1/2 years ago, 3 points for speeding)

£653.10

didn't think that was too bad really, but i intend to shop about!

can someone PM me the contact details of Lexus insurance and the Lexus Owners Club insurance please?

cheers!

Stu

you have pm

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The speeding conviction is spent it is no longer valid...

For d.v.l.a. purposes(on license) 3 yrs.

Insurance purposes 4 yrs.

tesco asked if i had any convictions from the previous 5 years.

it's nearly off anyway, but the cheeky sods at the DVLA want another £20 to take them of my license!

i don't f :tsktsk: ing think so!

they can stay there until i move, then they do it for free!

Stu

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