Checked How Much Insurance Would Be

[Rob]

was a bit bored today at work so had a look out of pure interest the insurance cost for an isf - came out at just under £850 fully comp for a 31yr old.... not bad at all i think.

but surprisingly the cost is about the same in the UK also.

[DJ Wozza]

well then I think my insurance company must think my IS200 with all mods declared goes like an IS-F as my renewal is £850 :o

38 clean licence

5yrs+ NCD protected

BR1 postcode,

car on road @ night

I am searching for a better deal.... fingers crossed I can get it down.

[Purvesh]

well then I think my insurance company must think my IS200 with all mods declared goes like an IS-F as my renewal is £850 :o

38 clean licence

5yrs+ NCD protected

BR1 postcode,

car on road @ night

I am searching for a better deal.... fingers crossed I can get it down.

Ring Alastair @ A Plan (01635) 521818

We've just got ours insured for £380 with guaranteed NCB!

[crazy-dee]

mine cost £1200 , £150 more dearer than a group 12 vectra only because my lex is a 2000model and the vectra was 1999. its stupid

22,

clean lience

OL8 postcode ( high crime rating apprantly - we cane even remember the last time a car was broken into any thing in the area.)

3yrs NCD

[84Stoney]

well then I think my insurance company must think my IS200 with all mods declared goes like an IS-F as my renewal is £850 :o

38 clean licence

5yrs+ NCD protected

BR1 postcode,

car on road @ night

mine cost £1200 , £150 more dearer than a group 12 vectra only because my lex is a 2000model and the vectra was 1999. its stupid

22,

clean lience

OL8 postcode ( high crime rating apprantly - we cane even remember the last time a car was broken into any thing in the area.)

3yrs NCD

I think I may have a better deal than both of you! About to renew at £880, fully comp.

I am more like the age of crazy-dee (23), but with mods similar to Wozza. Only 2 years NCB. One redeeming factor is probably my low crime postcode.

[Parthiban]

That's not bad at all for an IS-F, how does it compare to an M3 or RS4?

[DJ Wozza]

my issue believe it or not is my occupation, I either get a mega loading or no-quote at all

[crazy-dee]

well then I think my insurance company must think my IS200 with all mods declared goes like an IS-F as my renewal is £850 :o

38 clean licence

5yrs+ NCD protected

BR1 postcode,

car on road @ night

mine cost £1200 , £150 more dearer than a group 12 vectra only because my lex is a 2000model and the vectra was 1999. its stupid

22,

clean lience

OL8 postcode ( high crime rating apprantly - we cane even remember the last time a car was broken into any thing in the area.)

3yrs NCD

I think I may have a better deal than both of you! About to renew at £880, fully comp.

I am more like the age of crazy-dee (23), but with mods similar to Wozza. Only 2 years NCB. One redeeming factor is probably my low crime postcode.

i work for directline and even with staff discount it was working out dearer than £1200, i got that through Halifax.

its most deffinatly the area code thats having the increase on price.

[crazy-dee]

my issue believe it or not is my occupation, I either get a mega loading or no-quote at all

if you dont mind me asking what is your occupation?. there are ways round it with out voiding your insurance.

for example.... say your a market trader.

if you told the insurance company your occupation is a market retailer/trader (self employed) your insurance will be more expensive than if you told them your a "retailer" they are both the same job. but it wil have a impact for some stupid reason.

[DJ Wozza]

I'm DJ

[crazy-dee]

I'm DJ

oh - you got no way round :-D

tell them your a rapper :winky:

[Parthiban]

Why does being a DJ add so much to the premium? Is it that you'll often be travelling late at night and parking the car near lots of drunk people?

[DJ Wozza]

I'm guessing I'm supposed to be tempted by drink or drugs maybe ?

If fit chicks was a drug I'd be guilty as charged

[84Stoney]

Why does being a DJ add so much to the premium? Is it that you'll often be travelling late at night and parking the car near lots of drunk people?

I guess it's something like that.

Have you thought about telling them you're unemployed (even if its only for a few days!) then just forgot to update them when you stated working again? I'd be tempted to do that, although maybe not strictly by the book, i cant see them doing much about it!

[Parthiban]

I'm guessing I'm supposed to be tempted by drink or drugs maybe ?

If fit chicks was a drug I'd be guilty as charged

Haha, so you're a regular user then :winky:

Have you thought about telling them you're unemployed (even if its only for a few days!) then just forgot to update them when you stated working again? I'd be tempted to do that, although maybe not strictly by the book, i cant see them doing much about it!

Probably not worth the risk though, as technically they'd be able to refuse cover..........

[crazy-dee]

Why does being a DJ add so much to the premium? Is it that you'll often be travelling late at night and parking the car near lots of drunk people?

yep your on the right line.

its basically the nautre of the job. its the same with door men. working in clubs and pubs put you at high risk because if u get in a dipute with some one the 1st thing they will do is damage your car is they know which one it is or know where you live.

[DJ Wozza]

I'm getting proper miffed now, I can hardly get anyone to quote due to occupation,

and the few that do, only a couple will actually cover modified cars.

Tesco, Barclays, Norwich Union & Ensign will cover me so far with all mods declared ranging from £835 to over £1200.

I'm still waiting for A-Plan to call me back.

[crazy-dee]

have you tried direct line wozza ?

tesco is owned by directline if they qouting you then so should directline.

[DJ Wozza]

didn't think Direct Line quoted for modified cars or they didn't/wouldn't via go compare & money supermarket websites ?

[Anees]

mine cost £1200 , £150 more dearer than a group 12 vectra only because my lex is a 2000model and the vectra was 1999. its stupid

22,

clean lience

OL8 postcode ( high crime rating apprantly - we cane even remember the last time a car was broken into any thing in the area.)

3yrs NCD

Im in the OL16 postcode, and Gord the M18 postcode although postcodes are rated (A = best, F=worst) and both come up on the insurance company database REFER! I've had many many companies refuse to quote simply because of the postcode :(

[crazy-dee]

they do, but to an extent.

[crazy-dee]

even better go onto moneysupermarket.com - do it that way round

[Anees]

didn't think Direct Line quoted for modified cars or they didn't/wouldn't via go compare & money supermarket websites ?

The Aristo is insured with Swinton Specialist insurance and they were the only ones that gave me a quote that wasn't over two grand! :o They are a special divison of Swinton for modified and high performance cars.

http://www.swinton.co.uk/car/specialist/Mo...ed/Default.aspx

Try Sky insurance too (sponser LOC and mkiv supra)

http://www.skyinsurance.co.uk/

Loads more specialists too..........

Anees

[Anees]

even better go onto moneysupermarket.com - do it that way round

True, but the figures you get from moneysupermarket and confused.com can only be taken with a pinch of salt because I don't think you can put vehicle mods on. Once you declare them to the actual insurance company, then prices can be a whole lot different! :(

[DJ Wozza]

I'm currently with Sky

Will try Swinton Mod tomoz, gotta go to work now