Temporary Cover

[steve2006]

Having finally got my project Toyota Celsior in good running order it now needs an MOT.

Being on SORN is no problem as I am allowed to take it to and from the MOT station without any RFL for the purposes of the test but then there is the insurance cover which is compulsary.

First I rang my broker A-Plan who told me to go onto their website where you can buy short term cover but as usual being an import the make and model don't appear from the drop down box selection.

A call back resulted in cover for the day being provided for a cost of £36.00, OK not cheap for 1 day of cover to go 0.5 miles there and back but a lot cheaper than a £200.00 + fine, 8 points and car being confiscated or even worse being involved in an accident with no insurance.

Cover note being emailed so will carry that with me just incase.

[Adam Evans]

I'm guessing you have a few cars ??

Why not just get a traders policy.

[steve2006]

I've been thinking of that Adam,do you know how it works?

[aly-g]

would you not have to be a trader to have motor trader insurance ? and maybe trade plates.....

Allan

[Captain Fizz]

I got £8 off using Quidco when I needed temp cover, so from £45 or so to £37 effectively. Worth a check ^.^

[mista_khan]

you don't need trade plates, if you can sell at least six cars a year and keep proof of cars you buy and sell, and parts receipts etc, you can go on traders, not hard at all and if you have more then 2 cars it works out cheaper, but you may have to pay more for imports/ or sports performance cars

[aly-g]

If you need to sell at least 6cars a year, keep receipts etc does'nt that make you a trader ???

Allan

[mista_khan]

think your confused bud, you don't need trade plates to be a trader, trade plates are for big boys costs damn a lot to have trade plates, but to be a standard trader you just need motor trade cover, and as I said part time trading of atleast 6 cars per year

so if op can do the above and live in a decent postcode so he doesn't get shafted for a quote, id say go for it :)

[aly-g]

I not confused at all , i know you don't have to have trade plates to be a trader , but if you have to sell cars to get traders insurance then surely you are a trader, yes or no ? Seems a lot of hassle to try and get cheaper car insurance.....