Hey Guys,
I had a car accident back in April. I was stationary at the traffic lights on a one way ring road and some **** head rammed me up the rear causing about £3500 worth of damage. I suffered whip lash and had to take time off work.
Immediately after the crash I took the guys insurance details and registration number (note he did not disclose his address or phone number) and moved on. He did not even ask for mine. There were no witnesses that came forward at the time. It was also my first ever accident after 8 years of driving. I didnt have the presence of mind to take pictures and stop passing drivers, of which were pretty disgruntled as we were causing tail backs in a pretty busy part of London.
Anyway, I contacted my insurers almost immediately and made an appointment to see my doctor. My insurers advised me that it was clearly not my fault and so on. They recommended me a repairer and provided me with a hire car. The insurance company tracked him down with a DVLA search on his Reg Number and issued a liabilty claim on my behalf for damages to the car and my injuries.
Now the culprit that smashed into the back of my car is claiming that I reversed into him and that he has a third party witness.
It looks like it may go to court but all I have is a statement of what really happened. i have no witnesses. Am I screwed??
Please help!!!!