I bought my extended warranty on purchase of vehicle which extended it to 3yrs then a further 2 yrs after. Had new wing mirror 1 new rear shocker 1 rear caliper 1 water pump 2 boot struts within the whole period. unfortunately a few days after it expired, due to age, a lambda sensor went which cost £500 at an independent. I only wish i was able to renew to renew the warranty. I always treat insurance as a just in case senario and hope never to use it as if I do have to claim it means I'm in trouble and i'd rather not be in trouble. My advice would be to get it and hope you never need it.