Well, there are a few reasons for that: Firstly I am looking to spend about £10k, which will limit how new and what spec I can go for. The second is that I don't actually have the full £10k, I will be looking to get the last £3k on finance and finally, my uncle is in the trade so I should be able to get a trade one a little cheaper.
Nope... I will worry about that when I become a fully fledged owner... as in ACTUALLY own a Lexus! :-)
Just gone through their online system again and the quote came out at £781 with no compulsary excess... I can add excess in, but I am happy with that. I don't live anywhere near Norwhich though and I don't have a garage to keep it in or anything like that, perhaps stuff like that makes a difference.