Thanks to you all for the welcome guys.
I appreciate your concerns about insurance and everything but it wont be my name on the car, mum will be the one handing over the cheque and she will be the registered owner.
I know i wont get any NCD but being a guy under 25 insurance just isnt possible,
My previous car was a metro and my cheapest TPF&T Quote was £1500 for a 1.0 litre 1996 heap!!!
And as above it was actually cheaper for me to get an IS or a civic/clio si I thought why the hell not :P