Thanks for putting my mind at rest, with regards my insurance i did put on the insurance form where it said additional modification i did put down standard lexus styling kit, but still my insurance was still £451.00 fully comp with n.c.d and protection which i thought was fairly good, living in lincolnshire and left on a drive. It is to early to tell if my bumbers will crack but know doubt if this is the only problem i may get it wont discourage me from having another. :D