Thanks everyone for your comments - it really is appreciated.
I wasn't looking at FWD from a penny-pinching POV, more that on paper (screen?) there seemed to be more advantages with FWD than with AWD, hence my post asking for real-world input from actual NX drivers. I've always driven a FWD car and associate 4WD with off-roaders and rally cars - which the NX is neither (AFAIK)! I now appreciate that NX AWD is not true 4WD in the more traditional sense.
The dealer said there were no premium plus FWDs in stock in the country and only 1 AWD premium plus.
He had no details yet on the MY2025 updates but said production was due to start next month, so news should be out anytime soon.
Re: key fobs - still only get one + a blade, with up 6 months wait for the second fob. Locking wheel nuts/bolts are now available.
Thanks again.