i would just like to clear a few things up if i may. I know i am new to the forums, but unfortunately, i am a officer of the law....... I can here all the booo's now..lol
The law states that you have to produce your vehicle documents when requested to do so by a Constable. If you can not, then the offence is complete. However, the police then give you a HORT1 which gives you the benifit of the doubt to produce your documents to a police station of your choice, within 7 days from midnight, that night. If any offences are disclosed, then you may / will be summonsed for those offences.
In relation to insurance, only about 90% of insurance companies subscribe to a system which updates PNC. The major problem is that there is 10% that don't and also most of the time, a lot of the fault does lie with the individual motorist. A classic example is that you take out an insurance policy on a pay monthly basis, however, if you do not keep up your monthly payments, the insurance company stops your insurance straight away, but most of the time, do not notify you. So when you bring in your documents to the police station, all information is then added to the computer and it checks everything. But people also change insurance companies as well, so all previous details are not the same.
In relation to the person that the bobbies would not wait to check the insurance details, that is absolutely crap. They have a duty to check all avenues to see if the car is insured before seizing the car, i would in your case make an official complaint against the officers in question. I can guarantee you that you will not have to pay any costs or charges. Just keep pushing it and you will win, as long as you were fully covered at that time and produced all your documents correctly.
I hope that i have cleared a few things up, if not, feel free to ask.
