"The proof that this is more profit-driven than before is that there are no fixed premiums any more. If you ring for a quote, the company doesn't tell you its price. They ask, 'How much have you been quoted already?' and then try to match it. In other words, their best price is flexible, which means that some people MUST be overpaying for the same level of cover."
= Rug dealers from Morocco to Indonesia. The difference is that the rug delaer's word is their bond and they have personal accountability.
"When will we as a country turn round and say a big loud NO"
You can't. It's illegal. We will get stun-tazed and sent to Guantanamo if we speak up.
However, if what we're protesting about isn't too important (fuel and road and insuance and taxes) then we will be tolerated and then forgotten.
In the end, most of us moan a bit and then acquiesce, whilst harbouring dreams of leaving the country but not doing so.
Now I'm depressed, time to go for a (over taxed, over-insured) drive.