Durbs - what about a Honda Accord 2.4 Exec? these are really well spec'd (Sat Nav, xenons, Leather, elec heated seats etc) Great to drive too. I have the i-CTDi Executive.
You could pick up a s/h M3 for 25K too... :)
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Funny you should say that, I have been looking at the CTDi executive with Sat Nav and 17" alloys. Seems to be a nicely put together car. Yes i'd prefer the Lexus, but I have had a quote for a lttle over £21000 for the Honda. Thats nearly £9000 cheaper than the SE with Sat nav, sunroof and metallic paint! Do you get Xenons on this model too?