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Yet another Insurance oddity


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Got a reminder from compare the market today and thought I would check the situation.  Result: Insurance estimate down by £60 from last month's quote.  I updated the NCB to 5 yrs instead of 4 yrs and the benefit was a reduction of 3.6% for the extra year. That is not a lot - three point six!

At least it is going in the right direction but still trying to get the ISF out of SORN after the winter for about £500. Currently stands at £600 for min cover fully comp. Then add the road tax £735🙄.

The other option is to leave it off road and go to Sitges for a week's holiday instead and just use the 200t ( which is finally growing on me ).

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  • 3 weeks later...

Try searching for insurance in incognito mode, don't login to your accounts either.

Not saying it'll massively cut premiums mind you, but insurers/comparison sites play the same game as ticket sellers, airlines and hotels. If they know you're looking, up it goes...

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1 hour ago, TheMcSame said:

Try searching for insurance in incognito mode, don't login to your accounts either.

Not saying it'll massively cut premiums mind you, but insurers/comparison sites play the same game as ticket sellers, airlines and hotels. If they know you're looking, up it goes...

Thanks. I will give it a try.🙂

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On 4/1/2024 at 1:28 PM, TheMcSame said:

Try searching for insurance in incognito mode, don't login to your accounts either.

Not saying it'll massively cut premiums mind you, but insurers/comparison sites play the same game as ticket sellers, airlines and hotels. If they know you're looking, up it goes...

Indeed it does, if you keep running same quote over and over again, you will find that price sometimes jumps by £100 out of the blue.

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On 3/17/2024 at 9:51 AM, GMB said:

just use the 200t ( which is finally growing on me ).

Tell us more, please?

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1 hour ago, MartinH said:

Tell us more, please?

OK more detail. The 200t reminds me of a car I once loved - a beautiful Audi 200Turbo -(XBA 666X was the number and was a bit of a devil). It has more performance than the Audi, RWD vs FWD,  similar turbo lag, a bit less character i.e. more reliable and generally better behaviour.  Main difference is that the Audi was more violent - spin the front wheels at 70mph on a wet motorway in kickdown to 2nd gear!  28mpg from the lexus and 14mpg from the Audi.

The 200t is quirky, strange auto gearbox behaviour - never a dull moment, fast once it gets going past 40/50 mph. Basically a car which can surprise you with its qualities and its weird driving antics. Quiet, comfortable, no heavy batteries to spoil the excellent roadholding.

I know most people don't like them but maybe that's another reason that I like it, a bit like an ugly child?

Bottom line - the more I drive it - the more I like it and find it never fails to entertain.  I test drove a 300h first and much preferred the 200t's eagerness and character  ( 8 speed auto vs CVmushbox ) despite its quirkiness.

It gives the impression that it was designed by a bunch of old hooligans rather than a japanese robot.

 

Below is the 200t's Dad.   I think I actually prefer the look of the Audi🙃

1981 Audi 200 5T Turbo | Spottedlaurel | Flickr

 

2016 Lexus IS 200t Quick Spin - Autoblog

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