I didnt get to read all of the original post Dave, did you end up going through the insurance? Remember you saying you found out you had protected no claims and that the bloke turned up with a grand in the hand but what happened in the end?
I dont think they would be alienated... your probably right and it was just a bit of a joke to them but. Personaly I think its the best way to clear this up once and for all. Is anyone man enough to admit?