To be honest its not something which Ive thought about alot, and some of the points above are noted.
its something which i mate of mine said which made me think, 9k on a is220 or 250 or 3k on is200 and kit it.
for me its all about luxury, comfortable, and needs to have toys.
I had an IS200 for like 4 months untill i wrote it off cat B and absoutly loved it, especially when i though i paid 2.7k for it which was not bad.
to get another is200 would be very nice and keep it cheap.
however to have a is220 or 250 with all its toys, and the design of it, and how comfortable it is, would be a dream.
ummm.... something to think about but undecided.
Insurance wise, all options dont add up, if i bought a is200 today i would have to pay £150 a month, where as before i had one it was £100, 50 increase due to the accident. an Is300 would be worse, and a is220 or is250 would probally be even worse.
Ive also looked at other makes and nothing seems to catch my eye and in my eyes the same standard as lexus, not much of a BMW person, unless its something like this link but i still would go for the lexus to be honest