I bought my Takumi in September 2021 after just over two years with my UX with a Premium Pack. It drives exactly the same. Would I go into more debt to buy one?, no. I love it but at the time after 18 months of Covid and no holidays I needed cheering up, had a bit of extra cash so went for it and do not not regret it one bit even though I only found out a couple of months ago about the extra yearly road tax.
Love the larger sat nav screen, the sun roof (not used it much yet) the electric seats and steering wheel moving away for easy getting in and out and auto folding door mirrors are all great. Not used the heads up display yet. Only you can decide if it’s worth the extra money, depends I suppose weather you are a car person or it’s just a box for transport. I am a car person and it’s costs me tens of thousands in my lifetime 😂😩😂