Sundance

Unfortunately Ken, as is evident from previous posts, whatever positives that may have contributed towards reducing your premium 10 years ago seem to have absolutely no actuarial significance today ... even if you live in the wonderful Pictish stronghold that is The Kingdom of Fife 🧙‍♂️.

My comment about manuals was, as indicated, in jest. But if being serious then there does exist such a thing as 'common sense' ... unbeknown to many but appreciated by some 😉 .

Well, thanks for reading anyway, those that did, because of course it was a very localised question so I wasn't expecting a myriad of responses. 😊 Anyway, for anyone interested, I've been to see them and was very warmly welcomed and, I think, reasonably quoted so will be transferring my business to them when the time comes for my next full service & MoT in July. 👍

My IS came with a tow bar fitted when I bought it. I must admit that it didn't look right, even without reading p165 of the manual (didn't realise that men read manuals 😄). Anyway, I was never going to use the thing so took the whole assembly off and sold it. On here actually. That was a while ago so sorry Alan, no good to you now. I believe it was a Witter if that's any help 🤔.

Ahem ... (click to enlarge - ooops!)

Whatever the make, model, area or usage it is sad but true that NCD and 'clean driving' seems not to contribute to premium calculation as much as it used to. In fact Nick, as it appears you must be in or near your 70s, your age will have begun to influence your premium now ... and certainly not to your advantage!

I'm having to change from my highly qualified & trusted indy mechanic as he has sadly developed long term health issues and my obvious local choice are the guys at TOYOTEC. I've heard encouraging reports in the area but am fishing for more personal experiences, positive or otherwise, from fellow Forum Lexus owners. I realise the geography factor will limit comment but if anyone has anything to contribute I would very much welcome their input. Thanks in advance.

You'd need to ... to compensate for the depreciation the minute you drive it off the forecourt! 😉

I too agree with you Len, like many decisions we make such an action is purely subjective.

Hi Michael. Over the period of 16 months that I've owned my 400h I've noticed two stand-out factors that have a detrimental influence on mpg. One is use of E10 petrol (whilst I admit there is a cost argument involved, mpg is certainly higher when using E5) and two is constant use of A/C (turn off when not necessary to noticeably improve mpg). As for permanent AWD (which my 400h doesn't have) I believe 'yes', that will certainly have a negative effect on mpg. All that said, I only manage 26/27 mpg on local short-trip driving but that can rise to 30/32 on motorway long distance. Shall await with interest the response that you seek from Colin Barber 😉.

Yes! Yes! Hi Pete, if I understand your post correctly you are contemplating buying, or have committed to buy, a car with existing fault codes of which the source/suspected problem has not been corrected. That's an immediate NO-NO for me, my advice is do not proceed (more especially if it's on sale from a 'trade seller' as they should know better!).

Good news Andy. Age shall not weary them nor the age condemn. Belt & water pump ought not to be overlooked mind, and plugs too for that matter. My thoughts have recently turned to plugs (89k), not a job for the faint hearted I gather.

Hi Ian, if I were you I'd be looking to sell the car with the 18" set fitted - more appropriate than the smaller wheels in my book - and offer the 17" winter set as an optional extra. Then, as Colin suggests, it's not the best time of year to sell a winter set of tyres anyway so if they're not wanted you can keep them and hopefully get a decent/better price in the Autumn. Good Luck.

I'm not at all convinced that underwriters any longer recognise the financial consequences that used to differentiate between 'fault' and 'no fault' claims. It seems to be more a question of finding any reason to load your premium ... even if there isn't one!! It's got to the point where we might need to seriously consider joining such lawlessness and settle claims (where financially viable) without notifying insurers on the off chance that maintaining a 'clean sheet' might at some stage be of self benefit. That said I'm not holding my breath!