Pcp Experiences

[philthy]

Anyone got any experience of part exchanging their car early during a PCP? I'm 27 months into a 36 month contract and concious that the used car market is taking a hit, am wondering whether it's going to be more beneficial to part ex early rather than wait until renewal time. For instance anyone know when the financiers usually accept early closure without penalty? I currently run a big diesel exec saloon, which no longer suits our needs. An RX400h is probably just as, if not more economical given that we do a lot of inner city miles and will suit our needs better, and it would be nice to sort a deal as soon as possible.

Any help much appreciated.