Lexus Insurance

[holly1]

Hi folks

not sure if this is the right place to ask this question but we are due to collect the 400h on Saturday and just trying to sort out insurance.

Have had a decent quote from Lexus insurance, does anyone have any experiences with this good or bad.

Thank you

[steve haley]

The quote they gave me was way over what i could get fom others.

Now back with admiral after a spell with Avva. I spend long periods on the continent so my insurance needs are a bit odd as i need a cpmpany that will allow me 6-8wks continuous.

Car insurance is now a minefield and you have to check and double check everything. Many no longer insure abroad. Nearly lost part of my ncb with aviva - transferred 7yrs in and 2 yrs later they would only give me a note for 5yrs. This made a big diff with some companies especially admiral where the missing 4 years was worth 150pa.

Follow the insurance guide at moneysavingexpert and dont forget there are big cashbacks available from many companies. Aviva are currently giving 80£

You almost need to move every year as they always give lower quotes for new customers than renewals. Admiral/elephant have always given me very good quotes but each insurance company's risk model is different and others may be better for you.

[jashcroft]

Would be interesting to know what others pay for their insurance. I have a 2008 RX400h , I live on the Isle of Man, aged 48 and pay just under £200.00 a year fully comprehensive with Direct Line.

[stgeorge74]

Suggest steering clear of esure. Two recent experiences of actually needing to use insurance cover. Found a nasty bit of small print that states you have another £200 excess for the privilege of taking your car to a garage of your choice (ie. to Lexus main dealer) for accident repairs.