Hi all
as an existing, and still smiling ls400 owner, my wife has looked at a used rx450h at a local main dealer, and would be buying on pcp.
as part of the costings, they've priced up gen 3 coating, which from some brief research seems vastly over priced and possibly not the best product either, so we've ruled that out
there is also a gap insurance, and Smart Cover (minor body damage)
does anyone have experience of taking up these products (£499 each) or advice to taking alternatives?
I'm sceptical of insurance at the best of times, but am also pretty sure someone will damage it in one way or another.
many thanks
mark