I just wanted to share this with you all, and hope it will help you too.
I've been with MoreThan insurance for a good number of years, as I have found them to be the cheapest. Yesterday I got my quote through for this year which turned out to be £489. Just by going onto their website and registering for exactly the same insurance, I have been quoted £354
Apparently this is a loop-hole in the system, as the website insurance companies are mainly there for new customers. But they cannot stop you from cancelling your current insurance, and renewing with the website one (which I had something like 10% off). So when your insurance is due for renewal, you now know what to do.
Happy Motoring