FTBBCVoodoo

Merely stating that your comments that they are unregulated and private is complete BS.

I should have left it but please stop spreading these "lies" 😉 Insurance companies are regulated by standards set by PRA, FCA, GDPR and also PCI DSS amongst others. Gender neutral is a regulation. If you called your insurance company today and said you identify as a "woman" you wouldn't suddenly get a discount. If you were a woman and called to identify as a "man" then you wouldn't suddenly have to pay more. Many insurance companies are listed on the LSE such as Aviva, DLG, Old Mutual Wealth so are not "private" You keep coming up with these sweeping generalisations though.

You will probably find they will tempt people with freebies rather than a price reduction instead. I think Go Compare or one of them offered to cover an Excess, Meerkats was the meerkat and the cinema (we had every bloody meerkat at one point) and I think Confused had the dine out card. You will probably find they (companies not the aggregators) offer Amazon Alexa's, Google Homes or similar instead to get around the pricing.

I do wonder if there will be some loophole like "brand new customer discount" which won't apply to existing or previous customers. Not unlike Virgin Media or Sky... Get everything for £50 if new customer or pay double that if existing 😉

I remember those days like it was a good thing at the time. When I was 21, I lived with 2 mates. One had an Impreza Turbo Catalunya edition, another had a Suzuki GSX-R 600 and I had an Honda Integra Type R (one of 3 I have owned). Insurance was 2k, 1.2k and 1.6k respectively. Had a bit more disposable income then (no mortgage and no wife/kids) so saw paying that much on insurance as a rite of passage. Funny how you get older one of the few things I can enjoy is cheaper insurance although I have started modifying the Type R already 😉 and yes the mods are declared on insurance 🙂

This is where the new FCA regulation will come into effect. One of the insurance companies we support already does this. I know this as we made the change to the policy, billing and claims software which produces the numbers 😉

I would love to explain how actuaries create prices based on risk profiles per individuals but you will accuse me of telling lies regardless. Have a great evening

They always ask if I want auto renewal on but I say no. I don't have autorenewal set purely because I will still check with on comparison sites and also via Quidco in case the cashback sweetens a deal further. I get more than enough notification for renewal, I just do a bit of research and then invariably call the staff shop and renew. We have a multicar policy and also house insurance with same company so you end up with a 25% discount on the cheaper of the two policies as well 🙂 At present I have a 2018 FK8 Civic Type R & the wife has a 2011 Alfa Giulietta 1.4 Turbo. Type R is £170 with £250 compulsory excess. Giulietta is £200 with £250 excess. So £370 per year with protected no claims bonus. I am 41, she is 40. Zero points and max no claims Both cars insured for business, commuting and pleasure (not sure dogging is included 😉 ) 12000 miles per year (although I did about 5000 in 12 months and the wife about 3000 due to lockdown and working from home for over a year now) Both cars kept on driveway overnight. Staff discount obviously makes a huge difference although I should imagine the Civic is so much cheaper to insure because if I prang it, they only need to buy off white Lego pieces to fix it and a couple of pieces of Gorilla Glue. Oh... and aware I am on a Lexus Forum while owning a Honda... I am keeping an eye on the forum as my old ISF is about to be put up for sale so I am intrigued to see if/when it turns up for sale and at what price 😉

It is happening. Members of my team are working on a project to implement this at the moment. It's an FCA regulatory change so insurance companies have to respond. It's not dissimilar to the gender neutral regulations where insurers couldn't charge more/less if you were male/female. In theory, a renewal price should/will be the same as if you were a new customer. That being said, I still don't auto renew mine even with a staff discount 😉

Quotemehappy are Aviva. Comparison sites or official term "aggregators" are all owned by major insurance companies or banks. They also "brand stack" where they put brands they own in a very close price bracket and basically fill the screen with the majority of brands they own. I work for a rather large insurance company who own a smaller Bournemouth based company. My wife used to work for said Bournemouth based company setting up the brand's on the comparison sites. Car insurance is relatively cheap at the moment. I have just renewed my FK8 Civic Type R and the wife's Alfa Giulietta for £370 for the year with a £250 compulsory XS (staff discount helps). Thought it was funny that the Honda came to 170 for the year and the 10 year old Alfa was 200 🙂 My ISF was just over £200 a couple of years ago Good hunting 🙂

In terms of the dump valve type noise on the gear changes... I am 99% sure it will be the serpentine/accessory belt slipping. Very common on ISF. Mine did it in the 4/5 years or so I had it. It didn't bother me. I believe it's a fairly cheap fix to resolve. Needs a new belt and tensioner. In terms of the ticking noise starting up, could well be the injectors. Mine again was noisy on start up. The bloke who bought mine off me had the injectors replaced which quietened them down a bit.

Currently at the Nurburgring. Will let you know tomorrow 😉 To be honest. I love the car. I just miss the V8 noise

2008. He keeps sending me pictures of it to wind me up 😉 Sellers remorse. Especially when I sold her for 10k in the end 😞

It's my old one. Bloke who bought it from me put N11 SFF plate on it I think. It's currently at Lexus Chester having the injectors replaced under warranty.

NSX-R... Yes.... 🙂 All I have done for now is a drop in air filter and intake pipe (similar to the HPS pipe and Tom's filter I had on ISF). I have the 2020 floating discs to go on to improve braking although the standard drilled discs were fine on track. I also have Dixcel pads to go in before Germany Only major(ish) thing I want/need to do is change exhaust but it's one piece so I have nowhere to store an 11ft long exhaust at the moment and it will be a faff to swap it back if I need warranty work done. Before I take the plunge, I need to hear some exhausts 1st hand as most the YouTube videos sound awful. I may just have to accept that it's gonna sound awful and make V8 noises as I am driving 😉

Nah, you can't see the spoiler at all from my seating position. It pretty much follows the roofline whereas in my old Integras, the spoiler was right through the middle of the rear windscreen.

Morning, Just in case anyone is interested 🙂 Just over a month now since I sold my beloved ISF and bought an FK8 Civic Type R so thought I would post a quick things I like, dislike, miss, regret and so on.... Historically, I have been a massive Honda fan which started when I was a kid in the 80's... Senna in a McLaren Honda, the dirt bikes on Streethawk (and Streethawk ofc) and then sat in a Honda NSX in 1989 as a 10 year old at the motor show with my Grandad which sealed the deal... At 21 I bought a 1998 DC2 Integra Type R which started my Honda ownership journey... I replaced the Integra with an S2000 at 25 which went well but didn't handle anywhere near as well as the Integra. The S2000 was replaced by a DC5 Integra Type R which was ace but I sold it to raise funds to move house and swapped it for cash my way plus my friends 1998 DC2 Integra Type R which reaffirmed what a great car the DC2 was (I was too young and not a good enough driver to appreciate my 1st one). Eventually, I went for something different, a Nissan 350Z. I loved the looks and the noise but it wasn't fast enough. It handled well but always felt like it needed another 50 - 100bhp to make it the car it should have been. A baby due meant the time for a bigger car... Queue the BMW 335i M Sport. Great car when it worked. Unfortunately this "Approved Used BMW" spent 11 weeks over the course of 12 months at BMW having turbos, injectors, fuel pumps, waste gates & lambda sensors replaced. Suffice to say, I am weary of BMW's. Went to replace the BMW with... shock horror... an FK2 Honda Civic Type R... Took the Mrs to see it and she wasn't happy... "You can't spend 33k on a Honda" was the response... queue my friend mentioning the Lexus ISF which I hadn't thought about and found one for 22k (I think it was) which the wife said was "much more reasonable" until she found out it was a 5L V8 but deal was done and it was on drive so 1 nil to me. 4 and a bit years and some 50k miles later, I longed for an FK8 Type R (possibly to do with Honda winning in F1 again) and one turned up at the dealer I purchased some of my previous Type R's from. A quick phone call and a socially distanced viewing at my house led to me placing deposit on an FK8 subject to test drive (I had driven one on an extended test drive before lock down so just had to make sure it drove and stopped). Put my ISF up for sale on here and Facebook for a fairly low price which took into account the TLC she needed. A pleasant chap from the Facebook Lexus group was in contact with me from the start and when I mentioned when it was due to go sooner rather than later, he drove down down about 260 miles the following day (in a pimp old school LS400 I might add) and bought my ISF for £200 more than Honda offered me in part-ex which I didn't mind as genuinely wanted it to go to an Lexus fan (he has an SC430 as well). So... Cutting a long story short... Few I like about the FK8 1 - Looks - I know they are subjective but I really like the look of it and always find myself looking at it when it's near 2 - Reaction - Good or bad, it turns heads. 3 - Handling - For a car that is the same size as the ISF (I think it's 5 cm shorter but wider than the ISF) it's a lot lighter and changes direction superbly. The diff is a masterpiece and I know it's a bit of a cliche but it feels more like a 4wd car than a Fwd car with the amount of grip it manages along with how it gets the power down. The adaptive dampers are great as well, comfort for when the wife and kids are in. Sport day to day. R for a track day 4 - Braking - The ISF brakes are great... the FK8 brakes are another level. I have also got the floating discs from the 2020 model to go on it before the annual Ring trip next month 5 - Tech - It's got all the gadgets being a GT. The head unit gets some bad press but using Android Auto it is fine - Spotify and Waze on main screen plus Google Assist works a treat 🙂 6 - Performance - Once moving.... it pulls and pulls and pulls. Not as quick off the line as the ISF but once moving, it is very rapid 7- Seats - They are great and the driving position is perfect. One thing I didn't like in the ISF were the seats. They weren't racy enough for me compared to an M3, RS4 or C63 that it was competing with. 8 - Running Costs - Tax is £150 a year compared with £580 or so, Insurance for me is £200 a year (ISF was 290) and obvious one is MPG (25+ around town and 40+ on motorway) 9 - The rear seats fold down so managed to blag it as being practical with the wife 10 - Best until last... The Gearbox... It's obviously a manual but it is a joy to use. Things I dislike about the FK8 1 - Noise (or lack of). The turbo spool and dump valve noise is quite cool but nothing compared to a V8. Exhaust note is non existent which is disappointing as there are plenty of cool sounding 4 pots out there (i30N, RS Megane, Golf TCR and so on). Exhaust on the shopping list. 2 - Niggles - Luckily under manufacturers warranty but she is going back in soon due to a few faults (all rain related). The auto wipers don't work, when it rains heavily the collision warning sensors can go off and I noticed condensation in one of the side lights by the front. 1st 2 issues are common faults. She was probably built the day they announced Swindon closing 3 - Interior (seats aside) - Not as plush as the Lexus in terms of materials and feels a bit more fragile than my ISF did. Also not sure I am a fan of the digital dash yet compared to some good old dials . Only one cup holder as well.... I am starting to sound old 🙂 4 - Wheels - 20 inch wheels look cool, but you have to avoid potholes like the plague for risk of cracking a rim. May have to invest in some smaller wheels in future 5 - Engine - It looks like a lawnmower (as in the actual engine). Did I mention lack of noise? It sounds like one as well Regrets 1 - Probably let the ISF go for too little money bearing in mind the price they are on AT but still got a fair amount more than WBAC 2 - I wasn't as bowled over on day 1 with the Civic as I was with the ISF but that was probably due to relief from getting away from the BMW. This was cleared up at Thruxton though where the Civic came into it's own 🙂 3 - The RCF - My buddy with an ISF keeps sending me links to RCF's which are now in budget.... I can't return yet surely 😉 Anyhow... it has been an absolute pleasure owning an ISF. I would buy another one in a heartbeat. In fact, a late one is on my list along with the RCF and GSF as things to replace the Type R with 😉

Thanks buddy. I had someone contact me from the Lexus Facebook group about it when I 1st mentioned it was going. Honda brought forward the date the Type R was available so dropped the price to just above the part ex value as I didn't want it to end up on a forecourt for about 3/4k more than I part ex'd her for. I pick the Type R up at 10am tomorrow 🙂 Dodgy front tyre angle picture was to negotiate new tyres with salesman. They are replacing all four for tomorrow 🙂

She is now sold 😞 Farewell. May be back in the future 🙂

Yep... Pretty sure. As much as that car is a beast, I just fancy something newer, cheaper to run and a bit different to what I have had for 4 years. 2nd longest period I have owned a car. The longest, ironically, was my 1st DC2 Integra Type R.

All subject to test drive.... So may be stuck for a while yet but I am hoping a 2018, 1 owner with 11k on clock isn't a dog. They sound terrible though (as does most things other than a V8+) so exhaust will be needed... Saw this film about overnight parts from Japan... May have to do that 😉

Cheeky C U Next Tuesday. I just need to improve my lap times 😉

You lot 😉 Nah, returning to my Honda roots and going for the FK8 Civic Type R (you know... The one that looks like a Halfords advert). Its subject to me test driving the Civic as I had a social distance viewing at my house today when Honda brought the Type R around mine. I was allowed to get in it, just not drive it as officially they aren't open for sales yet 😉

Time for the ISF to move onto a new owner I hope... I will sort more photo's as soon as I can work out why I am getting upload errors.

@Cactus White. All my Type R's have been white (3 Integra's). Yep, styling is Marmite but I liken it to an Apache helicopter. The pilot is flying around worrying about it being ugly 😉