You lucky b**t**d!!! IS200SE, £2100, BMW 330AC Schnitzer, £3100. U r damn lucky for your insurance. I have a clean license as well and at 21 yrs old.
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You'll find the Sport is cheaper to insure than the SE, higher IG but lower premium.
I've got 3 points, 1 Theft claim and 1years NCB.
My post code helps!