Right enough about the increases. 31-50% according to one operator.
Reasons given for increases were non-insured drivers, flood damaged cars last year, car smashing insurance scams, reassessment of post codes re. crime.
Endsleigh came out lowest on the comparison sites but NFU came out best on the like for like. Its easy to come in low when the excess is £400 plus.
The Lexus is expensive because of the perceived cost of repairs vs. value. Cost of Lexus workshops and body parts. Top speed and engine size every time.
The post 2004 Ford Fiesta is supposed to be the best all round value used car at the mo, around £4000, cheap parts, easy to work on, any garage can service and repair, but even its ins. is in the C band for a 1.25 petrol!