How many people go for scratch and dent insurance, either dealer offered or 3rd party?
I am in 2 minds about this. I have seen several offers by various insurers for between £200 and £330 for 2 year and 3 year cover.
Reading some Trust pilot reviews, it seems that all these insurers have a deal with some form of mobile detailer who basically subcontracts the work to individual repairers and the reviews vary in satisfaction.
It looks like you can claim between 9 and 12 repairs in a 3 year period, up to £500 for each repair to a total of the policy limit, which varies between £2000 and £3000.
I always pick up knocks or scratches at some point and usually I just get the touch up pen, but that is just a cover up and if you look closely you see it. This time I am considering taking out a policy just
in case an inconsiderate person hits my door with theirs while getting out of their car. On the other hand the cost for a one off fix is about £60 so you could get 5 small scratches done for that price.