I was coming home from somewhere late last night and was approaching a blind corner. Road conditions weren't too great, pretty wet and dark. Just as i was exiting the corner, a deer ran out onto the road infront of me - I instinctively swerved out of the way onto the otherside of the road and lifted off at the same time (bad move) and started to lose the back end, so I countersteered the other way still off throttle (bad move again). The tail snapped back the other way, the car swapped ends and I went backwards off the road, up a kerb, into and over a roadsign and down into a 6 foot deep ditch.
The good news in all of this is that me and my friend in the car were both unharmed as it was a relatively low speed accident. No-one else was involved either. The bad news is that the whole back end of the car is buckled, the spare wheel is wedged in the well and the rear right wheel is now pointing in towards the centre of the car at about a 5 degree angle. I expect it to be written off really, which is where I could do with some opinions of people in the know.
Its a 1999 T reg SE with 36k on the clock. The insurance say that if the repair bill will cost more than 60% of the value of the car then it will be written off. Add me to the list of crashees!
Im absolutely gutted, but at least no-one was injured.