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[Johnny A]

I recently picked up a fixed penalty and 3 points for an SP30 and declared the conviction to my insurers as required by the policies. I have a full no claims bonus, drive a low annual mileage and before the conviction my licence was clean.

My motorbike insurers, Bennetts, issued a new policy schedule noting the conviction - no additional premium.

My car insurers, Admiral, wrote to me advising that they were charging me an additional premium because of the conviction which amounted to 43% - yes, that's FORTY THREE PER CENT - of my annual premium. In addition they loaded my wife's premium by 15% because I am a named driver on her policy. I assumed that the 43% must be an error but several phone calls and e-mails later confirmed that it wasn't and that the loading was non-negotiable. Unbelievable!!

I'm currently looking to move my business elsewhere.

[MartinC]

Tell em to stick it up their :tsktsk: mate.

If you've already got full no claims then you're not gonna gain much seeing that policy out to the end.

Admiral can be wierd, I've binned a policy with them before as they make up some stupid rules, like with this car they wouldn't cover the factory kit and wheels :duh:

[waddy]

Admiral charged me an extra £25 for the TTE lip spoiler (for those of you who don't know it's a inch wide piece of plastic on the boot lip)

They said it made the car 'more desirable'.

Nobs.

[Kazi]

Admiral charged me an extra £25 for the TTE lip spoiler (for those of you who don't know it's a inch wide piece of plastic on the boot lip)

They said it made the car 'more desirable'.

Nobs.

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I wouldn't have bothered declaring to be honest, plead stupidity as alot the genuine stuff like spoilers can be factory fitted and not show up on the cars details.

43% does sound ridiculous, like the others have said, if you have no claims, just switch mate.

[Bazza]

on another insurance i have they charged me an extra £40 for three speeding points (premium of £320)

they also insisted on a cat2 immobiliser, wanting better security i had a cat1 full system installed and they gave me £3 discount

blooming ridiculous

[H13 BBO]

Admiral & Churchill are both pretty usless me thinks.....

best deal i got was with Tesco which in turn came out worst for my wife

swings & roundabouts comes to mind ................ :duh:

[Rillo]

Get mine through Directline and have to say they are great - low price, seem clued up and gave me 5+ no claims when I ditched my company car.

[vinokirk]

my insurance premium would go DOWN £60 if i got an exhaust induction kit spoiler!

[Johnny A]

I recently picked up a fixed penalty and 3 points for an SP30 and declared the conviction to my insurers as required by the policies.  I have a full no claims bonus, drive a low annual mileage and before the conviction my licence was clean.

My motorbike insurers, Bennetts, issued a new policy schedule noting the conviction - no additional premium.

My car insurers, Admiral, wrote to me advising that they were charging me an additional premium because of the conviction which amounted to 43% - yes, that's FORTY THREE PER CENT - of my annual premium.  In addition they loaded my wife's premium by 15% because I am a named driver on her policy.  I assumed that the 43% must be an error but several phone calls and e-mails later confirmed that it wasn't and that the loading was non-negotiable.  Unbelievable!! 

I'm currently looking to move my business elsewhere.

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Just fixed up replacement cover which is actually cheaper than the Admiral premium was before the 43% loading!! :) After getting a few quotes on the internet, the best deal was with Elephant...........which is part of the same group as Admiral. Weird!