Have a look at:
http://www.lexfreechoice.co.uk/freechoice/...nline_quote.htm
Examples figures:
Vehicle Details LEXUS IS200 2.0 SPORT 4DR MAN
List Price £ 20,500.00
Cash Price £ (Including 36 months Road Fund License at current rate) 20,389.91
Contract Type Maintenance contract with full RAC cover.
Contract Duration 36
Miles Per Annum 30,000
Deposit £1000
First monthly payment (Including £35 Administration Fee) 1,035.00
Followed By 35 monthly payments of 567.52
Optional Final Payment (Balloon Payment) 6,450.00
Total Amount Payable 27,348.20
Credit Amount 19,488.57
APR 8.9 %
Excess Mileage pence per mile 9.2
Monthly Payment Breakdown £
Finance 468.86
Management 83.97
VAT at 17.5% 14.69
Total Monthly Payment 567.52
I got it quite a lot cheaper than that through only specifying 20K miles a year and as it was a new model out the predicted future value was much higher.