Phil xxkr

It's only time before the zealots blame the dollar to GBP exchange rate decline on climate!

Half a dollar! My how times have changed 😊

That would make it Australian 🥳

I never could get on with those Greek keyboards 😎

Totally agree 👍

If it were it would be "Eivai ola ellinika gia mena" 🤣

Mine is in December so will let you know. As to Latin this is a phrase from 50 odd years ago when I started out in an engineering firm. Roughly translated it means "don't let the bxxxarda grind you down" 😊

Nil illegitum carborundum Peter. At our time of life what possible difference can it make? If your current and foreseeable financial future rests on 1k or so of disposable income then continuing to own a RX450H is not your issue. Yes the theft epidemic is a concern to all but it's not threatening to your existence 👍

"Stupidity talks, Vanity acts" - Victor Hugo

There's a chap called Dean Dunham writes in the Mail on-line on legal matters, maybe worth trying to get him to un- complicate it? 🤔

👍

I use duckduckgo.com, have done for ages. They recently offered a beta email tracker cover via a proxy email address. So when you are asked for an email addy you can give them a fully protected one. Great stuff!

Yes, great shame that Herbs but even at 6.6 over 23 interest element should be around 106?

Forgot to ask Herbs how does 70k grow to 264k? At interest rates at the time 70k over 25 years should be around 148k?

Well done Herbs, I am sure you and your wife are well content with the situation and free of any money worries. There are lots of things to worry about when you get older and money shouldn't be one of them. And don't forget you still own 100% of your home and when you come up on the Pools or Lottery you can sort out the balance.😎 I personally am deeply invested in Premium Bonds which are luckily showing me a double digit return.

What you say Steve makes perfect academic sense but I can also say there's nothing more liberating to the mind than having no debt to anyone. 🥳

There are three kinds of people: the haves, the have-nots, and the have-not-paid-for-what-they-haves.”, smart journalist, Earl Wilson 😎

Well Tim Allen, he of Tool Time said, women are like cars ; we all want a Ferrari, sometimes we need a pick-up truck, and end up with a station wagon 🤣

You are so right my friend. And you are probably referring to Epictetus who wrote, "Most of what passes for legitimate entertainment is inferior or foolish and only caters to or exploits people's weaknesses. Avoid being one of the mob who indulges in such pastimes. Your life is too short and you have important things to do. Be discriminating about what images and ideas you permit into your mind. If you yourself don't choose what thoughts and images you expose yourself to, someone else will, and their motives may not be the highest. It is the easiest thing in the world to slide imperceptibly into vulgarity. But there's no need for that to happen if you determine not to waste your time and attention on mindless pap.” ― Epictetus, The Art of Living: The Classical Manual on Virtue, Happiness and Effectiveness My goodness he must have had an insight into our current times 😱

I admire your fortitude Steve, you remind me of an ancient Greek proverb " the tree that faces the strongest wind grows the deepest roots" Best wishes Phil. 😎

As I am due in Western Greece tomorrow I thought I might catch up on some wise Greek sayings - you never know! Whilst I am doing this the word "proverbs" popped in my head. And then recalled being taught these at home and at school never recognising or appreciating this transfer of ancient wisdom. So my question is, are these being taught today? I suspect not, this vast compendium of empirical knowledge essential to helping you guide your way through life's up and downs. Perhaps if they were mandated some people might realise life's travails are not unique to them but universal through the ages. No man ever steps in the same river twice, is my favourite from Hereclitus.

You take your dog to the gym? That's interesting, what does he like most? 😎

"They all, I agree, work their butts off …. All 1.25mln NHS employees do so" Really Malc? But then I remembered last year NHS employees took 27,000,000, (twenty seven million), days off citing sickness 😱. No wonder they work hard making up for the ones not being there. If on average people work 230 days a year I shall leave you to work out the obvious 🤯

Agreed 👍

And here I was thinking you wrote "You are most likely right... the question is what those security services are doing." Because if you did it sounds like posing a question without wishing to know the answer? Without knowing your definition of security services as applicable to "across the world" I am sure it would cover those countries with no right to assemble, protest etc which this country has. And only recently the service in charge of protecting this particular realm publicly declared that they had foiled numerous plots, for which we all should say thank you