I am trying to arrange a test drive with my local dealer who shall remain nameless for the moment, I have requested a 24 hour test drive and they do not have problem this request and are willing to supply me with car the only thing is the Insurance, They want to charge me exccess (large sum of money) in case of any damage, is this right, Any reponse would be most helpful. When I have had this type of Test drive before this has never been an issue,