I got an egg personal loan - 9.9% capped so the interest rate could go down in theory plus you can pay it off early, take payment holidays etc without penalty. With pe and cash I still had to find £13,000 as a loan so it works out as £273 pm for 60 months! Hey it's a lexus - it should last that long.
[Edited on 26-4-2002 by javadude]