hi,sorry about the accident,has your insurance company made you an offer yet?how badly damaged is the car?have they offered you the option to buy it back?.Several factors determine how much your insurance company will offer you and these include amongst others age and condition of car,milage,and market value.Had a 2002 sports which cost me £7000 when i bought with 49,000mls on the clock,got written off 2 years later with 61,500.I got offered £5800(however car was in mint condtion).Not sure the options list will make any difference as the only optional extra was the sat nav, all others were accessories.You just might have to bargain hard with them??refuse their first offer or look at other possibilities i.e buyin the car off the insurance company.Hope this helps.