Insurance Woes

[Damer]

I am coming to the end of my first year as the owner of a IS 200. My first car I have had to insure myself as I had previously had company cars. Unfortunately 12 months before I gave up a company car my wife was driving and was involved in a hit and run, so I wasn't able to carry across any no claims to my own policy.

Insurance this year has been steep (£1,000) but bearable. Unfortunately I have had to claim following an altercation with a metal spike sticking out of the ground and ripping a door and an attempted theft.

Come for renewal and the cheapest quote so far is £2,000 - the highest so far £3,000. That is for a 32 yr old doing 15,000 miles pa. Business & pleasure.

Unless LOC insurance can produce a better deal, I'll be forced to sell my pride & joy.

Anyone been in a similar situation who can recomend a decent company????

[Matthew_McNally]

I really would suggest speaking to DIG - the lexus owners club insurance scheme - they offer tailored insurance to Lexus owners.

that sounds awfully high - do you have a high risk postcode (eg Bagdad)?

[Chris.S]

DIG are really good I've just payed £770 thats with all the modification inc Supercharger

[tony_hetherington]

Give these guys a go.....

Though we have slightly different situations (I'm 22, so we may have different companies that are good for us) but certainly give these guys a try. Doesn't hurt to find out !!!

Direct Line

Tesco's online

Greenlight (01277 263030)

All of these were surprisingly good for me (considering my sitatuions have been "extreme")

Incidentally, DIG weren't a good option for me (surprisingly expensive in comparison to Direct Line/Tesco's etc) but they may well be for you so give them a go without fail !!!!!!

Good luck......and try not to sell the Lexus if you dont have to !

[Damer]

Well LOC have done me proud!!

DIG came in with a quote of £950, marginally less than I pay now. Going Gold has defo paid for itself.

The Lexus stays, Hurraaah!! :D

[tony_hetherington]

Well LOC have done me proud!!

DIG came in with a quote of £950, marginally less than I pay now. Going Gold has defo paid for itself.

The Lexus stays, Hurraaah!! :D

Excellent.....well done mate !!!

Do give the others a go though - I found them to be very competitive on my Lexus !!!

:D

[Chris.S]

Excellent news, see I told you so and it shows that becoming a Gold member saves money

[Matthew_McNally]

Well LOC have done me proud!!

DIG came in with a quote of £950, marginally less than I pay now. Going Gold has defo paid for itself.

The Lexus stays, Hurraaah!! :D

WAHHHAAAYYYY!!

excellent mate - really glad to hear it - would hate to see one of our members leave the fold.

That little £25 subscription really is worth its weight in gold isn't it?

You probably have made the biggest saving I've ever heard of from gold - not only over a GRAND on insurance - but it actually saved you your CAR!!

[ifraz]

Well LOC have done me proud!!

DIG came in with a quote of £950, marginally less than I pay now. Going Gold has defo paid for itself.

The Lexus stays, Hurraaah!! :D

Wow.....that's a huge saving :P

Glad to hear that you got yourself a good insurance deal. B)

[Fever]

Nice one mate! Glad to hear your keeping it!! :D

If you haven't signed up yet give www.elephant.co.uk a try....just a quick online quote might save you some more then again it might not! They seem to like the IS200....

Cheers - Neil

[Damer]

Cheers everyone.

Think I'll stick with DIG and quit while I'm ahead.

Selling up and buying something dull just doesn't bear thinking about.

[Steve]

Ace!

i love sucess stories! :)

[neil is200]

i've just tried elephant and they have told me they cant insure a car with the modifications i'm planning. i only want a factory kit and lowered suspension.

[Fever]

hmmm...not good then?? Thats strange, they insure me with my mods added??

[Steve]

thats why its best going with a company that know wether they can definatly do modifications or not.. and do not sting you for it.

[kev dood]

nice one, mine is up fo renewal in a couple of weeks, shall be calling them.

Just noticed, Le Director - I presume its Steve, so probably know this answer, does not have a Gold indicator - Why??????