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Modifications & Insurance

Mr Morse

By Mr Morse
in Lexus General Discussions

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Mr Morse Grand Master

Mr Morse

Posted
Posted

I was recently bitten by the modding bug and called my insurer (Axa) for a quote:

"Sorry, we don't allow modifications". :crying:

I would consider my IS300 to be fairly lightly modded (Exhaust cat back, K&N induction, Eibach's, anti roll bars soon) and am personally a good risk (42yrs, low risk job, SDP only, car garaged, 8,000 miles/yr, only driver, 1 x SP30, 10 yrs NCB etc).

Going through confused.com and moneysupermarket looking for quotes, only one quote was returned, at over £900. My previous Axa policy cost just £408 for the standard IS unmodded.

I tried several more of the insurers that confused.com and moneysupermarket don't list, but all either refused or gave hugely inflated quotes.

The best I managed was £707 through Adrian Flux, works out at 73% more expensive than the Axa policy. :sick:

I hate to think what some of the younger drivers with the full works are paying..... :crybaby:

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Anees Grand Master

Anees

Posted
Posted

These past few months we have had so many great Supercharger offers from Pro-Lex, TDi and a few members too! I've REALLY wanted to get them - but the insurance company won't allow it! :crying:

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Jiberjaber Mentor

Jiberjaber

Posted
Posted
i'm 20, and only driving as the courts allowed me, have 15 points as i drive on motorways a lot and was unlucky. :(

will only have 10 points in april, then 5 in november. then 2 more years for other 5 to come off.

Well I am very hacked off atm with my insurer....

Open 8AM to 8PM apparently...... well not when I call your not!1111 :tsktsk:

Answerphone message now says the office is closed from 6PM!111

What if I had a claim or something! All I want to do is see how much a s/c will add to my premium.

the company....

egg

bah....

BTW... how did you manage to rack up so many points!

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Mr Morse Grand Master

Mr Morse

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  • Author
Posted
i'm 20, and only driving as the courts allowed me, have 15 points as i drive on motorways a lot and was unlucky. :(

will only have 10 points in april, then 5 in november. then 2 more years for other 5 to come off.

Well I am very hacked off atm with my insurer....

Open 8AM to 8PM apparently...... well not when I call your not!1111 :tsktsk:

Answerphone message now says the office is closed from 6PM!111

What if I had a claim or something! All I want to do is see how much a s/c will add to my premium.

the company....

egg

bah....

BTW... how did you manage to rack up so many points!

Egg won't touch you in a million years with a S/C

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Dave-Ellen Grand Master

Dave-Ellen

Posted
Posted
I was recently bitten by the modding bug and called my insurer (Axa) for a quote:

"Sorry, we don't allow modifications".  :crying:

I would consider my IS300 to be fairly lightly modded (Exhaust cat back, K&N induction, Eibach's, anti roll bars soon) and am personally a good risk (42yrs, low risk job, SDP only, car garaged, 8,000 miles/yr, only driver, 1 x SP30, 10 yrs NCB etc).

Going through confused.com and moneysupermarket looking for quotes, only one quote was returned, at over £900. My previous Axa policy cost just £408 for the standard IS unmodded.

I tried several more of the insurers that confused.com and moneysupermarket don't list, but all either refused or gave hugely inflated quotes.

The best I managed was £707 through Adrian Flux, works out at 73% more expensive than the Axa policy.  :sick:

I hate to think what some of the younger drivers with the full works are paying..... :crybaby:

Hi

i'm 45 and pay 500 squid for my turbo charged NOS'd up beast

PM me for details !

Dave

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Bazza Grand Master

Bazza

Posted
Posted
I was recently bitten by the modding bug and called my insurer (Axa) for a quote:

"Sorry, we don't allow modifications".  :crying:

I would consider my IS300 to be fairly lightly modded (Exhaust cat back, K&N induction, Eibach's, anti roll bars soon) and am personally a good risk (42yrs, low risk job, SDP only, car garaged, 8,000 miles/yr, only driver, 1 x SP30, 10 yrs NCB etc).

Going through confused.com and moneysupermarket looking for quotes, only one quote was returned, at over £900. My previous Axa policy cost just £408 for the standard IS unmodded.

I tried several more of the insurers that confused.com and moneysupermarket don't list, but all either refused or gave hugely inflated quotes.

The best I managed was £707 through Adrian Flux, works out at 73% more expensive than the Axa policy.  :sick:

I hate to think what some of the younger drivers with the full works are paying..... :crybaby:

Hi

i'm 45 and pay 500 squid for my turbo charged NOS'd up beast

PM me for details !

Dave

Dave is that with Saga :whistling:

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peter026 Grand Master

peter026

Posted
Posted
I was recently bitten by the modding bug and called my insurer (Axa) for a quote:

"Sorry, we don't allow modifications".  :crying:

I would consider my IS300 to be fairly lightly modded (Exhaust cat back, K&N induction, Eibach's, anti roll bars soon) and am personally a good risk (42yrs, low risk job, SDP only, car garaged, 8,000 miles/yr, only driver, 1 x SP30, 10 yrs NCB etc).

Going through confused.com and moneysupermarket looking for quotes, only one quote was returned, at over £900. My previous Axa policy cost just £408 for the standard IS unmodded.

I tried several more of the insurers that confused.com and moneysupermarket don't list, but all either refused or gave hugely inflated quotes.

The best I managed was £707 through Adrian Flux, works out at 73% more expensive than the Axa policy.  :sick:

I hate to think what some of the younger drivers with the full works are paying..... :crybaby:

Hi

i'm 45 and pay 500 squid for my turbo charged NOS'd up beast

PM me for details !

Dave

Dave is that with Saga :whistling:

Daves not old enough, Unlike me :hehe:

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Jiberjaber Mentor

Jiberjaber

Posted
Posted

Well I am very hacked off atm with my insurer....

Open 8AM to 8PM apparently...... well not when I call your not!1111  :tsktsk:

Answerphone message now says the office is closed from 6PM!111

What if I had a claim or something! All I want to do is see how much a s/c will add to my premium.

the company....

egg

bah....

Egg won't touch you in a million years with a S/C

Apparently Egg have a fault with their phone system, I rang the claims line and complained! :)

BTW, Egg will touch the s/c, they asked the increase in BHP which I said was 32%, so they said that will be an additional 227 quid. Which brings the prem to around 780 ish (which is in line with the IS300 quote I got last night). That is with 6 yrs ncb and being 32. Still thinking about the s/c though, need to book a holiday for next weekend for me & Mrs Jiberjaber, however if I added a bit more to the holiday fund I could get a s/c (if it were the right price! :lol:)

hmmmmm

:)

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aido Grand Master

aido

Posted
Posted

Think I pay around the £1300 mark with the mods......

I was paying more than that for my standard Punto a few years back :o

And somehow, no idea how, I've kept a clean license so far (touches wood....) :D

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