I recently had to arrange insurance for my daughters car, which in itself was a farce with Admiral. She rang first of all to arrange to change the vehicle on the existing policy which was halfway through the 12 month term. After being quoted a stupid figure to change, she asked to cancel and was told she would get almost 50% of her premium back. So we went online again and Admiral were the cheapest so we went with them. During the final phase of the online form, we were advised to ring because of speed awareness courses (my daughter had done one a few months earlier and I was booked to do one in a few weeks time). Naturally, this added a few quid to the quote which we had to accept but during the call they were very pushy about adding my car for a multi-car deal.
I ended up declining their offer, partly because there wasn't a big saving and partly because they'd been so pushy. Leaves me the option of shopping for the best deal I can get when the time comes and I have no doubt my speed awareness course will push my premiums up next year :(