Insurance

[ukazn]

As most of you all know I have been having very bad luck with my lex. A few months ago I was in a car accident and the third party who was at fault drove off. Police were not able to trace the car and solicitors could not further help me, therefore I had to claim from my insurance. Just got a letter this morning telling me that my renewal is up at the end of this month, I have lost 2 years no-claims and the premium has gone up from £1100 to a whopping £2500.

I think I just might have to buy a 1.0L Micra.

[ifraz]

Join Gold mate and try the LOC approved insurance. You never know, they may come up trumps. They certainly were the best for me. B)

[Monster-Mat]

or try the clubs insurance scheme

[JOHNNY-BOY]

Sorry to hear that pal, don't loose heart though you have got one nice looking Lex there.

[Damer]

Same happened with me, try the club scheme, saved me having to sell up.

[JBunks]

I just had to renew my insurance and it cost me £580 fully comp :D (I am 21).

That was with Eagle Star but Direct Line were also close, might be worth a try.

You can get quotes online for both companies.

[UKPulse]

That's real bad luck mate - what can I say?

Don't give up tho, the club scheme has worked out well for some and there's loads of places where you can get online quotes. If you look in the back of car mags etc, there's lots of brokers & companies advertising too if you need more ideas. Hope you manage to find something to suit your pocket :)

[oka97]

I just had to renew my insurance and it cost me £580 fully comp :D (I am 21).

That was with Eagle Star but Direct Line were also close, might be worth a try.

You can get quotes online for both companies.

That seems really good!

I'm 24 with no no-claims at all and I got £680 from DirectLine but with my mum as the primary driver.

How many years of no-claims do you have?

[Mr-Lex]

Hey Alex,

Sorry to hear that pal, don't give up! Get the good old yellow pages out and spend a day shopping around, you're bound to get cheaper than that :winky: :duh:

[Zee007]

Try Adrian Flux.......

[JBunks]

I'm 24 with no no-claims at all and I got £680 from DirectLine but with my mum as the primary driver.

How many years of no-claims do you have?

I have got four years as at this renewal, which means i can protect them now as well :) .

The insurance is in my own name. Plus you get a credit card sized insurance certificate for your wallett (worth £580 on its own!), which the police and post office's are meant to accept as proove of ins.

Will find out when i tax it at the end of the month!

[Claire G]

I thoroughly recommend you shopping around. The LOC scheme through Gold's been good for me, before that I was with Bell Direct - they were very cheap in comparison to the others I called.

Just grab a Yellow Pages and call loads of the insurance free-phone numbers and see how you get on. You'll be surprised.

[AMH]

Sounds daft but try the Co-Op (CIS Insurance) - they were always cheapest for me in former years - now with Direct Line but they tend to cherry pick the lower risk groups - CIS never used to ...

[JBunks]

I was with CIS before i swapped to Eagle Star. They wanted £860 TPTF for the renewal.

[ColinBarber]

I would recommend trying:

esure

Sainsburys

Tesco

Elephant

Direct Line

Lexus

LOC

Make sure you take into account the excess. Some companies are much higher than others.

[Zee007]

Note: Lexus Insurance are underwritten by Hastings Insurance, and as you have modded your motor, don't bother........ <_<

[dark_is200]

Try Adrian flux, I got a great premium from them.

Were you walking near the Aldgate East this morning?? Thought I saw you but wasn't sure.

[Monster-Mat]

id say try any German insurance company...your premium doesnt go up once your over 225 bhp..............

:D ......roll on 600bhp

[ukazn]

Tried phoning a few companies this morning but no luck. The average price so far is still around the £2500 mark. Some companies wouldn't even consider. This would have been my fourth year of no-claims but cos the damage had to be repaired quickly I had to go through with the insurance. So from three years I have now dropped down to one year and a ridiculous premium.

Zee: I was with Adrian Flux originally and it was they that gave me the qoute of £2500.

Kieran: I was there this morning, was visiting the Royal London hospital.

[Claire G]

Have you tried Bell Direct? When I first got my IS I was 26 with no NCB and they came in at a decent price.

[gazza200]

Try insure.co.uk I have been with them about 3 yrs now and had no problems. Its a direct line company but quite a few quid cheaper than them. Think this years premium was £360 fully comp for 1999 IS200 sport :D

[Froomer]

Wow , I have 6 pionts (2xSP30) full No claims.

Direct line qouted me £1200 business class 1 Fully comp.

Lexus insurance qouted £630 with same excess.

Try them out....

[Bobski]

Bell direct worked out cheapest for me.

<500 notes :)

[Fidgits]

Bell direct worked out cheapest for me.

<500 notes :)

Yeah.. but do they know your Sat Nav directs you into fields???

I'm with the LOC GOLD scheme.. 890 notes, fully comp, 26, all mods declared (450 quid cheaper than i was paying with Direct line)

[gib]

Yep, Bell Direct are generally the best, until I tried Elephant - down to £220 fully comp protected NCB no claims/points £200 excess etc - sweet